MARKET INSIGHT: How many times have you thought about a particular coin and wondered if that coin was right for you? Or perhaps you wanted more information about price history or profit potential. Is the market in general heading up, moving sideways or falling? Are you getting the best coin or are there better choices? Is your money being spent wisely? All of these questions fall under the broader category of market insight, and we are more than willing to discuss our feelings with you. So if you just want more information, are considering buying from us or anyone else and want our analysis, pick up the phone. We are here to help with friendly answers.

THE 24-HOUR QUOTE LINE: An idea that began many years ago and a handy number to keep in mind. This recording begins each trading day with Ken Edward's precious metals commentary at 7:30 AM (Pacific Standard Time). The markets close on the West Coast about 10:30 AM and Ken Edwards then updates what has happened in gold, silver, and platinum. Monday through Thursday the recordings are 3 minutes. Friday there is a special presentation and weekly recap which is 5 minutes in length. These tapes are a great place to get timely information, price indications and current specials. You can also access this information on our web site (www.golddealer.com) in an MP3 file under Quote Line/Specials.

GUARANTEED LOWEST PRICE: Another idea that assures you of fair and more than competitive pricing. We call it our Guaranteed Lowest Price policy, and here is how it works: At the time of purchase if you cite a bona fide dealer offering you the same product at a lower price just bring this to our attention and we will beat that price too! This is a handy service and we guarantee it will save you money. Our policy is printed on the bottom of each invoice and with your help we can truly assure everyone a great deal.

FREE SHIPPING: CNI conducts a great deal of business out of state using the US mail and UPS. Shipping is always free as long as you reach the minimum order of $2000.00. This means that if you invest $2000 or more in any gold, silver, platinum, or palladium product your package is mailed insured at no extra cost. And you can mix these products to reach the $2000.00 minimum. We may be the only national firm with such a free shipping policy.

YOUR SATISFACTION IS GUARANTEED AT CNI: We ship all over the country to satisfied customers, but suppose you open your package and are not happy with what you see? No problem. Just pick up the phone and we will show you how to safely ship to us for a complete refund. It's just that simple but we do ask two reasonable favors. If your purchase is bullion, it is subject to daily market fluctuations. If your coins are PCGS certified we ask that you notify us within 15 days of receipt so we can keep our inventory balanced.

THE CNI MILLION DOLLAR INVENTORY: Our inventory of in-stock and ready for delivery coins is among the largest in the nation. We are Dun and Bradstreet rated and sell more than 80 million dollars in quality PCGS certified rare coins and bullion coins or bars each year. So you can inquire about virtually any certified rare coin or bullion product. And if you don't see what you're looking for just ask. Chances are we can help and save you money in the process.

CNI SPECIAL REPORTS: We also provide a series of special reports which cover everything from the Morgan Silver Dollar to the complete story of why our government confiscated U.S. gold in 1933. These reports make fascinating reading and offer suggestions as to which coins you should consider and why we recommend them. Just call for your complimentary copy.

COMPETITIVE BUYING: We are just as interested in buying coins as we are in selling them and have been competitive buyers of all coins for more than 20 years. That's right, day in and day out, in rising markets and in falling markets we have publicly posted our buy and sell prices for everyone. If you have a million dollar collection, an accumulation, or a group of inexpensive coins we are interested and payment is immediate. When selling to us please ask if you have any questions about the proper packaging of your material. It must arrive at the CNI building in acceptable condition, wrapped securely and insured. Each package should contain a written record of what is inside, the purchase order number, your name, address and daytime phone number.

PREMIUM QUALITY, SIGHT-SEEN GRADING: As you consider certified rare coins you will learn the finest grading service in the world is The Professional Coin Grading Service (PCGS). You will also learn not all graded coins are the same, meaning there are differences between coins of the same grade. That means Sight-Seen Grading is applied to all certified rare coins at CNI. So in addition to PCGS independent grading standards the coin must have professional eye appeal. Such coins are worth more than Sight-Unseen coins of the same grade. This is true because the buyers of investment material want coins with extra eye appeal and are willing to pay more for the right look. So one of the first lessons of successful coin investing is you get what you pay for. Superior quality is what you are looking for and such quality always brings higher prices when buying or selling.

FREE APPRAISALS: We welcome questions you may have concerning coins or banknotes. It makes no difference where you purchased the material. We also buy all coins, banknotes and related material and can provide a free appraisal in a short time, perhaps right over the phone. We also offer expert testimony and written appraisals on a fee basis should your estate need something for legal purposes.

AUTHORIZED PCGS SUBMISSION CENTER: The public is encouraged to submit their uncertified coins to PCGS for grading. If you are not sure whether your coin is worth grading just ask and we can help you understand when to grade and when to save your money. CNI has been an authorized submission center since PCGS began in 1986.

PROFESSIONAL RARE COIN COUNSEL: If you are having a problem concerning coins or coin investment why not give us a call? We can help with professional advice and a few suggestions. Each case is different, but our years of experience can provide answers you may not have considered. There is never any cost or obligation.

ACCUMULATION PROGRAMS: If you are thinking about purchasing rare coins certified by The Professional Coin Grading Service (PCGS) our Accumulation Program is a popular choice. Many people invest a fixed amount each month or two and simply give us their credit card number.

• Advantage: You control the amount and frequency of your investment so the program is tailored. You can begin, change, or end it with a simple telephone call.
• Advantage: This program has quietly built many exceptional portfolios, and because it was done on a regular, budgeted basis, most investors never missed the money.
• Advantage: Because the Accumulation Plan takes place over a longer period of time natural investment cycles work for you.
• Advantage: Because we have a sense of what you are looking for, it is easier to ensure you receive the best overall selection.
• Advantage: Automatic shipping and billing to your credit card means efficient use of your time.
• Advantage: The amount invested can be $100, $250, $500, $1000 or really anything that suits your needs. This means we have the opportunity to customize a program with you in mind. And it's easy to get started! Just call an account executive.

AUTHENTICITY: California Numismatic Investments, Inc. guarantees all coins we sell to be authentic. We are so confident of our numismatic skills that should any coin sold by us prove not genuine at any future date we will refund your full original price.

RETURN PRIVILEGE: It is our intention to make you a satisfied buyer. So while some companies offer a 7 day return privilege on PCGS graded coins we offer a no questions asked 15 day return privilege. On all bullion related coins the public should understand that each day these markets fluctuate. Sometimes these changes can be dramatic so on bullion coins you are limited to selling your coins at our current bid price.

GRADING GUARANTEES: California Numismatic Investments specializes in selling the finest rare coins graded by PCGS (The Professional Coin Grading Service). We do not grade or regrade these coins, nor do we guarantee the PCGS grade because this would defeat the PCGS purpose of universal grading. That is why PCGS guarantees the grades of all encapsulated coins going through its service. Your copy of the PCGS guarantee and "Customer Bill Of Rights" is available through your account representative.